Senior Manager, Cross-Border Payments and FX Products
Top Benefits
About the role
Job Description What is the Opportunity? The Senior Manager, Cross border Payments and FX Products is responsible for the suite of payment products across product strategy, pricing, and profit & loss management. Own suite of payments products across domestic, international, and FX products. The role provides senior level product management and oversight of the payment’s portfolio collaborating with other product team members, Marketing, Digital, Assisted Channels, and Operations to ensure appropriate alignment, prioritization and execution against the desired end state and outcomes. Proactively identifies and prioritizes product innovation opportunities, portfolio monitoring activities, and pricing opportunities to drive growth of the portfolio. What will you do? Lead RBC Bank Payments Management: Oversee product portfolio across payments and FX products with full P&L and pricing accountability for strategy, execution, performance, risk management, and forecasting. Design Client-Centric Strategies: Deeply understand client pain points, competitive landscapes, and market trends to create differentiated value propositions that drive portfolio growth and satisfaction. Drive Cross-Functional Collaboration: Partner with Digital, Assisted Channels, Operations, Risk, Digital, Marketing, and Technology teams to align on shared goals and optimize experiences. Execute Strategic Roadmaps: Translate vision into actionable plans with defined KPIs, MVPs, and iterative launches, ensuring profitability and risk mitigation. Develop Financial Business Cases: Analyze market insights, validate demand, engage external partners, and collaborate with marketing to assess viability and recommend enhancements. Own End-to-End Risk Management: Manage reputational, regulatory, and strategic risks; lead fraud prevention and mitigation strategies with Risk, Legal, and Compliance teams. Lead Cross-Functional Initiatives: Act as accountable owner for payments product portfolio in product initiatives, formulating strategic recommendations and optimizing P&L impact. Monitor Industry & Competitor Trends: Benchmark portfolio performance, maintain awareness of economic trends, and manage product impact through regular industry analysis. What do you need to succeed? Must-have: 7–10 years of experience in product management including pricing, P&L, product strategy & innovation Deep expertise owning and driving growth in payments and FX products Strong financial acumen to analyze revenue/cost levers and set balance growth, revenue, and profitability targets. Experience developing business cases and conducting risk assessments to drive prioritization and execution decisions Demonstrated ability to identify, evaluate, and champion innovative product solutions / value proposition to enhance portfolio performance Deep understanding of Canadian banking culture and cross-border client needs. Exceptional influence and communication skills to align stakeholders outside direct control. Bachelor’s degree in Business, Finance, or a related field. Nice-to-have: Masters in Business Administration Advanced skills in data analytics and digital enablement strategies. What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A comprehensive Total Rewards Program include competitive compensation and flexible benefits, such as pension program with company-matching contributions, health, dental, vision, life, disability insurance, and paid-time off. Leaders who support your development through coaching and managing opportunities Ability to make a difference and lasting impact Work in a dynamic, collaborative, progressive, and high-performing team Opportunities to do challenging work Opportunities to build close relationships with clients #LI-Post #TECHPJ Job Skills Communication, Critical Thinking, Group Problem Solving, Knowledge Organization, Long Term Planning, Product Development Lifecycle, Product Manufacturing, Product Services, Product Testing, Waterfall Model Additional Job Details Address: RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO City: Toronto Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: PERSONAL & COMMERCIAL BANKING Job Type: Regular Pay Type: Salaried Posted Date: 2026-06-30 Application Deadline: 2026-07-20 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail. Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 84,000+ employees who bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada’s biggest bank, and one of the largest in the world based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to more than 16 million clients in Canada, the U.S. and 34 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at rbc.com/community-social-impact.
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Senior Manager, Cross-Border Payments and FX Products
Top Benefits
About the role
Job Description What is the Opportunity? The Senior Manager, Cross border Payments and FX Products is responsible for the suite of payment products across product strategy, pricing, and profit & loss management. Own suite of payments products across domestic, international, and FX products. The role provides senior level product management and oversight of the payment’s portfolio collaborating with other product team members, Marketing, Digital, Assisted Channels, and Operations to ensure appropriate alignment, prioritization and execution against the desired end state and outcomes. Proactively identifies and prioritizes product innovation opportunities, portfolio monitoring activities, and pricing opportunities to drive growth of the portfolio. What will you do? Lead RBC Bank Payments Management: Oversee product portfolio across payments and FX products with full P&L and pricing accountability for strategy, execution, performance, risk management, and forecasting. Design Client-Centric Strategies: Deeply understand client pain points, competitive landscapes, and market trends to create differentiated value propositions that drive portfolio growth and satisfaction. Drive Cross-Functional Collaboration: Partner with Digital, Assisted Channels, Operations, Risk, Digital, Marketing, and Technology teams to align on shared goals and optimize experiences. Execute Strategic Roadmaps: Translate vision into actionable plans with defined KPIs, MVPs, and iterative launches, ensuring profitability and risk mitigation. Develop Financial Business Cases: Analyze market insights, validate demand, engage external partners, and collaborate with marketing to assess viability and recommend enhancements. Own End-to-End Risk Management: Manage reputational, regulatory, and strategic risks; lead fraud prevention and mitigation strategies with Risk, Legal, and Compliance teams. Lead Cross-Functional Initiatives: Act as accountable owner for payments product portfolio in product initiatives, formulating strategic recommendations and optimizing P&L impact. Monitor Industry & Competitor Trends: Benchmark portfolio performance, maintain awareness of economic trends, and manage product impact through regular industry analysis. What do you need to succeed? Must-have: 7–10 years of experience in product management including pricing, P&L, product strategy & innovation Deep expertise owning and driving growth in payments and FX products Strong financial acumen to analyze revenue/cost levers and set balance growth, revenue, and profitability targets. Experience developing business cases and conducting risk assessments to drive prioritization and execution decisions Demonstrated ability to identify, evaluate, and champion innovative product solutions / value proposition to enhance portfolio performance Deep understanding of Canadian banking culture and cross-border client needs. Exceptional influence and communication skills to align stakeholders outside direct control. Bachelor’s degree in Business, Finance, or a related field. Nice-to-have: Masters in Business Administration Advanced skills in data analytics and digital enablement strategies. What’s in it for you? We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual. A comprehensive Total Rewards Program include competitive compensation and flexible benefits, such as pension program with company-matching contributions, health, dental, vision, life, disability insurance, and paid-time off. Leaders who support your development through coaching and managing opportunities Ability to make a difference and lasting impact Work in a dynamic, collaborative, progressive, and high-performing team Opportunities to do challenging work Opportunities to build close relationships with clients #LI-Post #TECHPJ Job Skills Communication, Critical Thinking, Group Problem Solving, Knowledge Organization, Long Term Planning, Product Development Lifecycle, Product Manufacturing, Product Services, Product Testing, Waterfall Model Additional Job Details Address: RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO City: Toronto Country: Canada Work hours/week: 37.5 Employment Type: Full time Platform: PERSONAL & COMMERCIAL BANKING Job Type: Regular Pay Type: Salaried Posted Date: 2026-06-30 Application Deadline: 2026-07-20 Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above Our Employment Opportunities At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all. Join our Talent Community Stay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you. Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com. RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail. Royal Bank of Canada is a global financial institution with a purpose-driven, principles-led approach to delivering leading performance. Our success comes from the 84,000+ employees who bring our vision, values and strategy to life so we can help our clients thrive and communities prosper. As Canada’s biggest bank, and one of the largest in the world based on market capitalization, we have a diversified business model with a focus on innovation and providing exceptional experiences to more than 16 million clients in Canada, the U.S. and 34 other countries. Learn more at rbc.com. We are proud to support a broad range of community initiatives through donations, community investments and employee volunteer activities. See how at rbc.com/community-social-impact.